www.cakefinancial.com An IRA, short for Individual Retirement Account, is an investment account in which you save money for retirement. Although there are several types of iras, the most common is the Traditional IRA. How does it work? Anyone under age 70? who earns money can make contributions to a Traditional IRA. The contribution limit changes each year. Once the money is in your IRA, you can invest it in a number of different securities, such as stocks, bonds and mutual funds. As the years go by, all of the income from those investments—that is, interest, dividends, and capital gains—accumulate tax-free. As a result, your savings can really add up. You can begin taking distributions from an IRA at age 59?. At that time, you pay taxes on the withdrawals at your ordinary income tax rate. Join Cake Financial Today for FREE! http
www.cakefinancial.com Government guidelines specify the maximum you can contribute to a 401(k) plan— 500 in 2008. But there’s one major exception to this rule—the catch-up contribution. If you’re a young worker, you have decades to save for retirement. But if you’re older and are just starting now, saving for retirement may seem like a lost cause. To help, the government lets older works contribute a little bit more to their 401(k) plans. If you turn 50 before the end of a calendar year, you’re eligible for a “catch-up contribution.” How much? In 2008, you can contribute an additional 00, making you eligible for a total contribution of 500. In 2009 and after, catch-up contribution limits will be indexed for inflation. Your plan administrator or employer can provide you with details. Join Cake Financial today for FREE! http
Successfully investing 401(k) assets requires only a systematic application of basic money management concepts. Applying those simple basics can dramatically improve results over those achieved by the average 401(k) participant. twitter.com/pensiondynamics
IRA retirement accounts are set up by the Internal Revenue Service for the purpose of growing invested money in a qualified tax plan. Discover the money making power of retirement accounts such as iras withtips and advice from an experienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Julian Onorato, CEO of expertplan, Inc., testifies at a hearing regarding the 401(k) Fair Disclosure for Retirement Security Act of 2009 on April 22, 2009.
Rep. Rob Andrews, chair of the Subcommittee on Health, Employment, Labor, and Pensions, delivers his opening statement at a hearing regarding the 401(k) Fair Disclosure for Retirement Security Act of 2009 on April 22, 2009.
The key to borrowing money from a 401(k) is to conduct thorough research to avoid fines and penalties, take out a loan of up to half of the total principal and establish a monthly budget to repay the loan consistently. Borrow money against a 401(k), maintaining a repayment plan, withtips from an investment professional in this free video on personal finance. Expert: Phillip Beningoso Contact: www.wearehdtv.com Bio: Phillip Beningoso has a bachelor’s of arts degree with a major in finance and a minor in economics and computer sciences from Kent State University. Filmmaker: Christopher Rokosz
Repaying a 401(k) loan usually requires making 60 equal monthly payments over a five-year time period, often in the form of payroll deductions. Repay a 401(k) loan to keep saving money withtips from an investment professional in this free video on personal finance. Expert: Phillip Beningoso Contact: www.wearehdtv.com Bio: Phillip Beningoso has a bachelor’s of arts degree with a major in finance and a minor in economics and computer sciences from Kent State University. Filmmaker: Christopher Rokosz
safeasgold.com Talking Points – Time to realize the advantages and benefits of owning gold as a part of a balanced portfolio. – Two of the largest gold manufacturing companies purchased by Warren Buffet. – What’s easier to transfer? Gold or the Dollar? – Will gold really hit 5000 dollars as some economists say it will? Listeners are always welcome to receive a free gold investment guide by going to www.safeasgold.com or call 1(800)510-9594.
www.geniusfunds.com Genius Funds will replace any income with a little patience and consistency.. Your bank will never pay you this much and neither will your IRA. Long term investing should be a part of everyone’s financial future in todays economy. Forget the stock market with this low risk genius investment program.