With the rise of 401(k) plans as a primary vehicle for retirement savings, many people may be wondering how to incorporate the (often) limited investment choices in their 401(k) with their overall investment plan. Joe Goldberg, director of retirement plan services for Buckingham Asset Management, explains how investors can integrate their 401(k) into the overall plan.
www.cakefinancial.com An IRA, short for Individual Retirement Account, is an investment account in which you save money for retirement. Although there are several types of iras, the most common is the Traditional IRA. How does it work? Anyone under age 70? who earns money can make contributions to a Traditional IRA. The contribution limit changes each year. Once the money is in your IRA, you can invest it in a number of different securities, such as stocks, bonds and mutual funds. As the years go by, all of the income from those investments—that is, interest, dividends, and capital gains—accumulate tax-free. As a result, your savings can really add up. You can begin taking distributions from an IRA at age 59?. At that time, you pay taxes on the withdrawals at your ordinary income tax rate. Join Cake Financial Today for FREE! http
With Ron Cohen, CPA, Partner of Greenstein, Rogoff, Olsen & Co., LLP US Phone (510) 797 8661 x237 See: www.groco.com Regarding the Internal Revenue Service Voluntary Disclosure Program for people with unreported income from Offshore bank and other financial accounts. Please note the IRS filing deadline of September 23, 2009
This clip is a sample taken from iicle’s Starting Points for Basic Estate Planning course. Stacey Singer is the Senior Vice President and Manager in Estate Settlement Services for the Northern Trust Co. in Chicago. TheIllinois Institute for Continuing Legal Education (IICLE) is the leading accredited provider of continuing legal education in the state of Illinois and your partner for a successful practice. We offer a variety of ways to meet your CLE and practice guidance needs, including live courses, online courses, dvds, audio cds, IICLE Press publications, and smartbooks®, an online subscription service with access to all of our publications. Check out www.iicle.com for more information! Disclaimer: Nothing on this site constitutes legal advice from IICLE. For Terms and Conditions for use of this video, see www.iicle.com.
www.cakefinancial.com Government guidelines specify the maximum you can contribute to a 401(k) plan— 500 in 2008. But there’s one major exception to this rule—the catch-up contribution. If you’re a young worker, you have decades to save for retirement. But if you’re older and are just starting now, saving for retirement may seem like a lost cause. To help, the government lets older works contribute a little bit more to their 401(k) plans. If you turn 50 before the end of a calendar year, you’re eligible for a “catch-up contribution.” How much? In 2008, you can contribute an additional 00, making you eligible for a total contribution of 500. In 2009 and after, catch-up contribution limits will be indexed for inflation. Your plan administrator or employer can provide you with details. Join Cake Financial today for FREE! http
When planning a funeral, www.funeralresources.com says that more than 75% of families need help with funeral estate planning, financial planning, and tax planning, Three of the biggest reasons most families need professional help are: 1. The lack of a proper Estate Plan. Sadly, greater than 70% of all people who die have never even created a Will, also known as a Last Will and Testament.. 2. These matters are often extremely difficult to work through shortly after suffering from such an emotional loss. 3. Lack of a funeral preplan, end-of-life plan, Family Record Guide, and/or funeral insurance By far, the most common questions, concerns and challenges are related to Funeral Estate Planning matters. Some of the Funeral Estate Planning challenges include the lack of a Will or Living Trust, difficulty locating a copy of the original Will or Trust, calculating and properly filing income tax and estate taxes, dealing with probate, difficulty located many important financial documents, collecting life insurance proceeds, family disagreements, and much more. At www.funeralresources.com, you can find a National Directory of Pre-Screened Funeral AND Financial Professionals. There are five fifferent types of Financial Professionals, including Retirement and Financial Advisors, Estate Attorneys, cpas, Insurance Specialists, and Health Insurance Agents. By having these professionals in the same National Directory, this serves as a major benefit to many families because these Funeral and Financial Professionals often work and coordinate together to help solve many of these financial questions and concerns. To locate this National Directory of Pre-Screened Funeral and Financial Professionals, you can simply visit http Christopher P. Hill, Founder
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Arizona Life Marketing Organization…Bell and Associates is profiled in this video. Bell & Associates is one of the foremost authorities in the life insurance brokerage industry. A family-run agency based in Phoenix, Arizona we are a proven life insurance marketing organization with 30 years of experience. Our commitment and focus to this specific segment of the financial industry has helped our independent life agents appropriately earn the highest commission while offering innovative solutions using Premium Financing, Wealth Transfer planning, Roth IRA alternatives, and the ever-changing Life Settlement market. Our team is your source for advice, training, and creative ideas to help you advance your career into markets other professionals simply don’t pursue. One phone call to us could open the door to endless possibilities with your existing clients and new prospects alike.
