IRA Rollover

Christine Benz, author of “30-Minute Money Solutions,” tells Jill Schlesinger how to spot a bad 401(k) – and what to do if your company plan is not up to par.

Levy, Ehrlich & Petriello www.newark-lawyers.com Estate planning includes preparation of wills and trusts, living wills, powers of attorney, gifting issues including contributions to charitable organizations, and other issues relating to the distribution of estates. We believe estate planning should always be a part of business planning, where wills, trusts, and all aspects of an estate plan need to address both individual and business needs. Our experience sets us apart. For help planning your estate, please contact Alan Ehrlich at 973-643-0040 (Ext. 108) or by email at alan@lep-lawyers.com. Levy, Ehrlich & Petriello http E-mail: info@lep-lawyers.com Newark, New Jersey Law Office 60 Park Place, Suite 1016 Newark, New Jersey 07102-5504 Phone: 973-643-0040 Fax: 973-596-1781 New York City Law Office 555 5th Avenue, 14th Floor New York, New York 10017 Phone: 212-643-2503

AP Personal Finance Editor Trevor Delaney answers a question regarding the new rules surrounding minimum distribution rules for retirees. E-mail your questions to yourmoney@ap.org (Jan. 27)

Law Offices of Hugh Duff Robertson www.lawhdr.com After a loved one passes away, the last thing that a family wishes to deal with is a complicated and costly legal process. California probate and estate administration can be a time-consuming process, but is easier to tolerate with the guidance of an experienced probate lawyer. To speak to someone who will take charge and provide you with some normalcy during the probate process, schedule a free initial consultation with the Law Offices of Hugh Duff Robertson in Los Angeles, California. The Law Offices of Hugh Duff Robertson, PC 1125 Gayley Avenue Los Angeles, CA 90024-3403 Phone (310) 824-0467

With the rise of 401(k) plans as a primary vehicle for retirement savings, many people may be wondering how to incorporate the (often) limited investment choices in their 401(k) with their overall investment plan. Joe Goldberg, director of retirement plan services for Buckingham Asset Management, explains how investors can integrate their 401(k) into the overall plan.

This clip is a sample taken from iicle’s Starting Points for Basic Estate Planning course. Stacey Singer is the Senior Vice President and Manager in Estate Settlement Services for the Northern Trust Co. in Chicago. TheIllinois Institute for Continuing Legal Education (IICLE) is the leading accredited provider of continuing legal education in the state of Illinois and your partner for a successful practice. We offer a variety of ways to meet your CLE and practice guidance needs, including live courses, online courses, dvds, audio cds, IICLE Press publications, and smartbooks®, an online subscription service with access to all of our publications. Check out www.iicle.com for more information! Disclaimer: Nothing on this site constitutes legal advice from IICLE. For Terms and Conditions for use of this video, see www.iicle.com.

www.cakefinancial.com Government guidelines specify the maximum you can contribute to a 401(k) plan— 500 in 2008. But there’s one major exception to this rule—the catch-up contribution. If you’re a young worker, you have decades to save for retirement. But if you’re older and are just starting now, saving for retirement may seem like a lost cause. To help, the government lets older works contribute a little bit more to their 401(k) plans. If you turn 50 before the end of a calendar year, you’re eligible for a “catch-up contribution.” How much? In 2008, you can contribute an additional 00, making you eligible for a total contribution of 500. In 2009 and after, catch-up contribution limits will be indexed for inflation. Your plan administrator or employer can provide you with details. Join Cake Financial today for FREE! http

When planning a funeral, www.funeralresources.com says that more than 75% of families need help with funeral estate planning, financial planning, and tax planning, Three of the biggest reasons most families need professional help are: 1. The lack of a proper Estate Plan. Sadly, greater than 70% of all people who die have never even created a Will, also known as a Last Will and Testament.. 2. These matters are often extremely difficult to work through shortly after suffering from such an emotional loss. 3. Lack of a funeral preplan, end-of-life plan, Family Record Guide, and/or funeral insurance By far, the most common questions, concerns and challenges are related to Funeral Estate Planning matters. Some of the Funeral Estate Planning challenges include the lack of a Will or Living Trust, difficulty locating a copy of the original Will or Trust, calculating and properly filing income tax and estate taxes, dealing with probate, difficulty located many important financial documents, collecting life insurance proceeds, family disagreements, and much more. At www.funeralresources.com, you can find a National Directory of Pre-Screened Funeral AND Financial Professionals. There are five fifferent types of Financial Professionals, including Retirement and Financial Advisors, Estate Attorneys, cpas, Insurance Specialists, and Health Insurance Agents. By having these professionals in the same National Directory, this serves as a major benefit to many families because these Funeral and Financial Professionals often work and coordinate together to help solve many of these financial questions and concerns. To locate this National Directory of Pre-Screened Funeral and Financial Professionals, you can simply visit http Christopher P. Hill, Founder

With the economy on the fritz, it’s only natural for people to want to withdraw from their retirement accounts to have extra cash on hand. But is the smartest thing to do? Host Bridget mcmanus discusses that exact question in this Q&A episode of “The Jam.”

Located in the Phoenix village of Ahwatukee. Attorney Stephanie Fierro counsels clients in the Ahwatukee Foothills, Phoenix, Chandler, Gilbert, Scottsdale, Tempe, Maricopa, and throughout the State of Arizona. Practicing business law and estate planning in the areas of: Engineering Entrepreneur Startups Fitness Hospitality / Restaurants Interior Design Lending Manufacturing / Wholesaling / Retail Healthcare / Medical / Dental est Control / Exterminating Real Estate Technology Wills Trusts Powers of Attorney / Health Care Directives Private Foundations Lifetime Planning (including gifting) Asset Preservation Probate Guardianship Succession Planning